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What’s a Budget: A Guide to Creating & Using a Monthly Budget

A money saving jar with lots of coins and few bills inside.

A budget is simply a record of all incoming and outgoing money during a specific period of time. Many families/individuals create personal budgets to track their monthly income and expenses. Contrary to popular belief, a budget doesn’t limit you financially. Instead, it gives you financial peace and freedom. Here’s 4 steps for creating your first budget. 1. Figure… Read More »

Ways to Stop Payday Lenders from Harassing You

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There are different situations that can lead to a payday lender harassing you. One of these situations is that you’ve taken a payday loan and you haven’t paid it off. Now, your lender is harassing you with various phone calls. Because it can be annoying, you’ll try to know how to stop payday lenders from… Read More »

Online Loan Consolidation for Relief

A business man pulling his pant pockets inside out to show there is nothing in them.

Millions of people around the world face debt each day. The trap of debt can be very easy for you to fall into in a variety of ways, particularly if you look to solutions like payday loans to help you when you are experiencing a severe money shortage problem. Payday loans seem ideal when taken… Read More »

Payday Loan Help with Real PDL Help

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Emergencies can come anytime. Your car breaks down or you become ill. There will come a point in your life that you need money to help you get through these emergency situations but you don’t have enough savings in your bank to assist you. Some people do resort to a payday loan that can help… Read More »

How To Dispute Credit Report Errors in 2 Easy Steps

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Sometimes inaccurate information ends up on your credit report. Don’t worry! Under the Fair Credit Reporting Act (FCRA), both the Consumer Reporting Agencies ( CRA) and the organization that provided the information to the CRAs , such as a bank or a credit card company, have responsibilities for correcting inaccurate or incomplete information in your… Read More »

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