A budget is simply a record of all incoming and outgoing money during a specific period of time. Many families/individuals create personal budgets to track their monthly income and expenses. Contrary to popular belief, a budget doesn’t limit you financially. Instead, it gives you financial peace and freedom. Here’s 4 steps for creating your first budget. 1. Figure… Read More »
What’s a Budget: A Guide to Creating & Using a Monthly Budget
Online Loan Consolidation for Relief
Millions of people around the world face debt each day. The trap of debt can be very easy for you to fall into in a variety of ways, particularly if you look to solutions like payday loans to help you when you are experiencing a severe money shortage problem. Payday loans seem ideal when taken… Read More »
How To Dispute Credit Report Errors in 2 Easy Steps
Sometimes inaccurate information ends up on your credit report. Don’t worry! Under the Fair Credit Reporting Act (FCRA), both the Consumer Reporting Agencies ( CRA) and the organization that provided the information to the CRAs , such as a bank or a credit card company, have responsibilities for correcting inaccurate or incomplete information in your… Read More »
Do You Feel Helpless with Payday Loans?
While it may seem like a good idea at the time, the truth is that payday loans can be the cause of nothing but trouble for you. The lure of being able to get fast cash without the need of a credit check may be very enticing, but the fact is that there are a… Read More »
Do You Want to Stop Payday Loan Fees?
It’s very easy to get stuck on a payday loan. During an emergency, you could easily borrow, say, $500 and you’d only have to pay $15 as a fee. You didn’t mind the fee as you’re too amazed as how quickly you got the necessary cash that you need. Unfortunately, it’s not easy to pay… Read More »
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