There’s a figure out there that shows that in 2010, 12 million United States adults had a payday loan. In addition to that, nearly 6% of Americans have used a payday loan at some point in the last five years. That’s a lot of people who are funding these loan companies, which many believe are… Read More »
Should You Keep Using Payday Loans to Get By?
Improving Your Credit Score After Payday Loans
There are a few different things that determine your ability for obtaining credit from a financial institution, and one of the most important among them is your credit score. Your score is an index that is designed to show your qualification status and how much of a loan or credit card limit you are allowed…. Read More »
Getting Out of Payday Loan Debt
When it comes to getting out of debt, whether related to payday loans or otherwise, you need a plan. Of course, you also then need to put that plan into play. This article will assist you in determining a plan. As you use this information, you’ll want to keep an eye on your budget and… Read More »
Debt Consolidation and Credit Score: How They Affect Each Other
If you are struggling with a number of credit card debts, payday loans, or other debts, one choice you may be considering is debt consolidation. Making this move allows you to pay off your loans more quickly, reduce your monthly payments, or both. But you may also wonder how debt consolidation can affect your credit… Read More »
Alternatives to a Payday Loan
Often, those who choose to take out a payday loan feel as if they have no other options. A payday loan can be quick and easy to obtain, which makes it seem like a good decision when someone runs into an urgent need for cash. However, many things make payday loans bad news, primarily the… Read More »
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