Called by many names, payday loans, deferred deposit loans or check advance loans are short-term, high-interest loans that are usually for $500 or less and are appealing to those who need a quick fix until the next payday. However, with rates that can be as high as 400%, it’s unfortunately fairly common for borrowers to… Read More »
Will Payday Lenders Take You to Court?
Stopping Bill Collectors from Collecting on Payday Loans
If you are tired of having bill collectors calling you up day after day to collect on your old payday loans, you are far from alone. If you have defaulted on a payday loan, often the lender will attempt to collect the overdue bill. However, if that doesn’t work, these accounts are often sold off… Read More »
Don’t Let Payday Loan Scammers Ruin Your Day
Everyone goes through challenging times in their life, which might result in considering the option of a payday loan. Some people go through with the loan, while others may fill out an application but never send it through. In either of these cases, your information may be shared with third-party companies. Not all of these… Read More »
How Payday Loan Consolidation Can Help
Are you stuck in a vicious cycle with payday loans that never seem to end? We know this can be a stressful situation that seems as if there may be no solution. However, don’t count yourself out yet. There are ways to end the cycle and break the chains that payday loans have you in…. Read More »
Payday Loan Laws Categorized by State
Most people understand loans like payday or title loans can be dangerous and very costly. However, that doesn’t diminish the fact that many individuals rely on them in order to put food on the table or pay for emergency medical expenses. These loans are typically taken out when a person feels that there is no… Read More »
How will the CFPB regulate payday loans under Trump administration?
How will the CFPB regulate payday loans under Trump administration? How the Consumer Financial Protection Bureau (CFPB) will regulate payday loans under the Donald Trump administration has been a topic of debate over the last few months. While taking the White House, President Donald Trump has indicated his intentions and what action he plans to… Read More »
Payday Loan Consolidation Reviews: What to Look For
There are hundreds of payday loan consolidation companies out there to choose from. And they all seem to be offering the same thing in a different package. So, how do you know which one you can trust to help you get out of debt? Trusting someone with your money is no small decision, and it’s… Read More »
10 Tips to Stretch Your Paycheck This Month
Have you found yourself wondering how to stretch your money? When money is already tight, it can seem impossible to make your paycheck stretch through the end of the month. Making your paycheck last, though, is necessary to avoiding payday loan debt, or any debt, for that matter. If you can learn how to stretch… Read More »
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Map of Payday Loan Laws & Facts: Look Up Your State
