If you’re strapped for cash, one of the easiest ways to raise money is with a payday loan. These are short-term loans usually repayable within two to four weeks. Repayment is made directly from your next paycheck. Payday loans are extremely popular with borrowers. Just walk into one of the thousands of payday loan stores… Read More »
Payday Loan Consolidation: A Simple Way To Escape The Debt Trap
COVID-19 Could Push You Towards Payday Loans — Here’s Why You Should Resist
The impact of the coronavirus pandemic is being felt across the country. Whole cities are locked down. The economy is contracting. Millions of Americans are furloughed or have lost their jobs. What effect has all this had on people’s finances? A recent survey confirms what we intuitively know. People are spending far more than they… Read More »
Calculate How Much Your Loan Really Costs (It’s More Than You Think)
If you need money quickly, walk into a payday loan store and leave in a few minutes with $300 or $500 in your pocket. Nothing could be simpler. But this convenience comes at a cost. Payday loans are the most expensive way to borrow money. According to the Consumer Financial Protection Bureau (CFPB), a United States… Read More »
The Secret To Having a No-Nonsense Conversation With Your Payday Lender When You Can’t Repay
When you borrow money from a payday lender, your repayment could take place in one of three ways: The post-dated check that you have provided at the time of taking the loan is cashed. The ACH (Automated Clearing House) authorization that you gave is used to take out money from your bank account electronically. You… Read More »
How To Escape From Your Payday Loan
A payday loan can seem to be a godsend to an individual who needs cash quickly. The lender will deposit the money directly into your bank account. Even if you have bad credit, your chances of getting your loan approved are high. In most instances, all that you need is a bank account and a… Read More »
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Map of Payday Loan Laws & Facts: Look Up Your State
