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Reduced Payment Plan Letter

Home » Reduced Payment Plan Letter
Example

Letter to Request a reduced payment plan from a Creditor

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If you are struggling to make your monthly payments on your debts, you can request your creditor for a reduced payment plan to help you meet your monthly debt obligations. Below is an example of a sample letter to request your creditor for payment reduction. Simply input your information on the dotted lines and print:



, 



,

Re:

To Whom It May Concern:

I regret to inform you that I am unable to continue with my current payment plan due to some unfortunate circumstances that I am currently facing. But I want to continue my payments and become debt free.

After reviewing my present financial condition and my monthly budget, I find it a real necessity to request an alternative payment plan. I’m also requesting all other creditors for a reduced payment plan until my situation improves.

I’d like to offer a reduced monthly payment of $ instead of the regular monthly payment of $ that I’ve been making each month.

I will resume my regular monthly payments as soon as I recover from this financial crisis and keep you updated about any change in my financial situation.

I hope you will understand my situation and acknowledge my request.

Sincerely,



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