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We can help with:
– Debt settlement – negotiating with the lender to settle a debt for less than the total amount that is owed.
– Debt consolidation – combining debts from several lenders so that you have to make only one reduced payment every month. (This would apply only if you have loans from two or more lenders.)
By using REAL PDL HELP’s services, you could escape from the debt trap that you currently find yourself in. You’re likely to stop getting collection calls and save yourself from appearing in court for non-payment of your debt.
Yes, the company is licensed. Check ’n Go is listed on the webpage of Oklahoma Department of Consumer Credit License Roster – Supervised Lender – Oklahoma.
Unfortunately, there are no government grants in Montana or any other state that help to repay payday loans. But there is an option. You can apply for a government grant for financial relief. While the funds that you get from the government can’t be used to pay off your personal debt, you could use the money for things like childcare, disaster relief, and healthcare.
It’s best if you speak to them and explain why you can’t pay. Try and negotiate the payment terms. If you don’t get a response, seek help from a reputable payday loan consolidation company. Google “Payday Loan Consolidation Companies” and check the top 10 results. Aside from Real PDL Help, there are numerous established services who can represent you in your effort to end collection agency harassment and become debt-free quickly. Here are several to compare:
Debt collectors have to follow the law and work within a set of strict guidelines. You are protected by the Fair Debt Collection Practices Act (FDCPA). Here are some of your rights:
– They aren’t allowed to contact you before 8 a.m. or after 9 p.m. unless you allow them.
– You can write to them and tell them to stop contacting you. They have to comply with this request. However, they can still contact you under specific conditions like telling you that they have filed a lawsuit.
– They can’t speak to anyone except you and your spouse about your debt.
– Within five days of contacting you, they have to send you a notice, which tells you how much you owe, the name of the creditor, and the steps to follow if you don’t think it’s your debt.
Yes, they can, but only if they get a court order. The judgment of the court will state the amount you owe. The lender will send this to your bank or credit union and ask them to garnish your wages.
However, you should know that federal law exempts certain funds and benefits from garnishment. These include Social Security benefits, Supplemental Security Income (SSI) benefits, and Veteran’s benefits.
It’s highly unlikely that they would forgive the debt. However, we can approach them on your behalf and ask for a reduction in interest and fees and more time to pay.
You probably can. However, we suggest that you first sort out your problems with LoanMaster. Better still, avoid payday lenders altogether as they charge extremely high rates of interest.
Yes, you can. However, it would be more difficult to convince the lender to settle. This is especially true if the payday loan company thinks that it can recover its entire dues on the basis of the judgment.
Fill out our simple application form and one of our debt settlement specialists will be in touch shortly. The only condition for our payday loan debt programs is that you have payday loan debt of $600 or more and are having trouble repaying. If that’s you, it’s likely we’ll be able to stop Check Into Cash withdrawing money from your bank account, negotiate a settlement on your behalf which will save you a significant sum with little to no affect on your credit.
Yes, REAL PDL HELP can contact RISE Credit on your behalf. Please provide us with your contact details, and we’ll get in touch with you. We’ll need some information about the loan that you took from RISE Credit.
Remember that RISE Credit is under no obligation to settle the payday loan at a reduced amount. However, at REAL PDL HELP, we’ve provided our debt settlement services to a large number of payday loan borrowers. We know what works and what doesn’t. Get in touch and let us help you settle your loan.
Yes, we can! Remember that the primary objective of a payday lender is to recover the amount that has been advanced to borrowers. To do this, they can agree to accept a sum that is lower than what you had initially agreed to pay.
However, negotiating directly with the payday lender can be difficult for individual borrowers. It’s better to use a professional agency like REAL PDL HELP. We have already negotiated successfully for hundreds of other clients.
In your case, it could be possible to pay far less than $2,000 and close the account. How much will you have to pay? It’s difficult to put a figure on the exact amount, but you can use our debt payoff calculator to get an idea of the sum.
In California, the statute of limitations is four years. If your debt is older than that, the lender can’t sue you. The first thing that you should do is to ask them to send you a debt validation letter. This will provide details of the loan. Whatever you do, don’t admit that you owe them any money. It could be a good idea to consult a lawyer.
Yes, it will. A debt settlement program can negatively affect your credit score initially. After you make the payment, your account balance will be brought to zero. But your credit report will show that the debt was settled for a sum that was less than the total amount due.
The fact that you have settled your debt can remain on your credit report for seven years.
However, if you make regular payments in the subsequent months and years for your other debts, your score will improve. Remember, it’s far better to settle a debt than not pay at all.