My payday loan from USA Cash Services in Nevada is now with a collection agency. Can I refuse to talk to them? Can they take money from my paycheck?
No, you can’t refuse to talk to them without imperiling your finances even further. But, you can ask for the details of your loan and verify that they are correct. Here’s a list of your rights under the Fair Debt Collection Practices Act (FDCPA).
And yes, they can take money from your paycheck. But they can do this only after they get a court order. You will get a notice from the court. Don’t ignore it. It’s essential to obtain a lawyer or get help.