You can’t go to jail for not paying your payday lender. However, you could face imprisonment for ignoring or not complying with a court order. So, if the payday loan company gets a court order asking you to appear for a debtor’s examination and you don’t show up, the court could find you in civil contempt.
Don’t make the mistake of ignoring a notice or an order from the court. Consult a lawyer and seek help. If you need help finding a lawyer, a good place to start your search is the website of the Consumer Financial Protection Bureau, a government agency responsible for consumer protection in the financial sector.