Calculate your Debt to Income Ratio to pick the right debt solution STEP 1 - Calculate STEP 2 - Result & Suggestion Step 3 - Professional Help Debt to Income Ratio (DTI) reflects how much of your gross monthly income is used towards your monthly debt payments. Just enter your total debt payments and annual income in order to calculate your DTI and check your financial health. Monthly Debt Repayment Monthly Mortgage or Rent ($) Minimum Monthly Credit Card Payments ($) Monthly Car Loan Payments ($) Other Loan Obligation ($) Annual Income Annual Gross Salary ($) * Input digits (0 - 9) Bonus and Overtime ($) Other Income ($) Alimony Received ($) Calculate Your Debt Income Ratio: 0%* Your financial situation Your unsecured debt is $0 You have an ideal debt-to-income ratio. But, it would be good for your credit score if you pay off your remaining debts with professional help. With professional help, Your debt amount can be reduced to $0** You’ll be debt free in 48 months if you pay $0 ? every month. Get professional help » Note * Debt to Income Ratio 36% or less : This is a healthy debt load to carry for most people. 37%-42% : Your financial situation isn’t bad. 43%-49% : There is likelihood of financial trouble. 50% or more : You’re in danger. As there no specific industry standard of debt income ratio, several lenders consider different debt income ratio to determine appropriate entry scores. ** Assuming your debt to be reduced by 50%. You will get a detailed payment schedule chart once you opt for professional debt help. *** This is gross saving that you make on your existing debt. A service fee on the amount of savings as per FTC rules will be deducted from it. Suppose, your total debt is $12000 Your service fee will be: $1500 Net saving after paying fees: $4500 Already helped 6142 people to start a debt free life With Real PDL Help you too can Reduce your monthly payment Waive off late fees Have a single monthly payment Reduce collection calls Reduce interest rates For Instant No-Obligation Debt Counseling Call (Toll Free) 855-413-4998 Open 7days till 9pm First Name*Last NameEmail* PhoneDebt LoadDebt AmountUnder 10K$10k - $19,999$20k - $34,999$35k - $49,999More than $50kStateAlabamaAlaskaArizonaArkansasCaliforniaColoradoConnecticutDelawareDistrict of ColumbiaFloridaGeorgiaHawaiiIdahoIllinoisIndianaIowaKansasKentuckyLouisianaMaineMarylandMassachusettsMichiganMinnesotaMississippiMissouriMontanaNebraskaNevadaNew HampshireNew JerseyNew MexicoNew YorkNorth CarolinaNorth DakotaOhioOklahomaOregonPennsylvaniaRhode IslandSouth CarolinaSouth DakotaTennesseeTexasUtahVermontVirginiaWashingtonWest VirginiaWisconsinWyomingArmed Forces AmericasArmed Forces EuropeArmed Forces Pacific This iframe contains the logic required to handle Ajax powered Gravity Forms.
