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Debt to Income Ratio (DTI) reflects how much of your gross monthly income is used towards your monthly debt payments. Just enter your total debt payments and annual income in order to calculate your DTI and check your financial health.
Your unsecured debt is $0
You have an ideal debt-to-income ratio. But, it would be good for your credit score if you pay off your remaining debts with professional help.
36% or less : This is a healthy debt load to carry for most people.
37%-42% : Your financial situation isn’t bad.
43%-49% : There is likelihood of financial trouble.
50% or more : You’re in danger.
As there no specific industry standard of debt income ratio, several lenders consider different debt income ratio to determine appropriate entry scores.
** Assuming your debt to be reduced by 50%. You will get a detailed payment schedule chart once you opt for professional debt help.
*** This is gross saving that you make on your existing debt. A service fee on the amount of savings as per FTC rules will be deducted from it.
Phone: +1 (855) 413-4998 | Fax: +1 (888) 805-6177 Email: Info@realpdlhelp.com Mail Address: 13505 S Mur-Len Suite 105 Olathe, KS 66062