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This is to formally notify that you have failed to respond to my dispute letter dated within 30 days after you have received the letter.
According to the Federal law, you are required to respond within 30 days after receiving the dispute letter; otherwise you will be in violation of the Fair Credit Reporting Act and may be investigated by the Federal Trade Commission.
I understand that you may have misplaced my letters or may have overlooked my letter amidst the many other dispute letters that you receive daily. However, I am sure you will respond to my request and help me out as soon as possible.
I have enclosed a copy of my initial dispute letter, a copy of the return receipt that you had signed on, and copies of the required documents proving that the following information was inaccurately placed on my credit report:
Insert inaccurate information
Please verify the above information and inform me at your earliest convenience.