Once you are in the payday loan debt trap, it’s difficult to get out. It’s likely that your bank is being auto drafted by your lender, which is probably generating expensive Non-Sufficient Fund (NSF) fees, you may be taking out more payday loans to cover your bills, and your original loan amount has skyrocketed. The… Read More »
Are Payday Loan Consolidation Companies a Scam or Legit
Stopping Bill Collectors from Collecting on Payday Loans
If you are tired of having bill collectors calling you up day after day to collect on your old payday loans, you are far from alone. If you have defaulted on a payday loan, often the lender will attempt to collect the overdue bill. However, if that doesn’t work, these accounts are often sold off… Read More »
How Payday Loan Consolidation Can Help
Are you stuck in a vicious cycle with payday loans that never seem to end? We know this can be a stressful situation that seems as if there may be no solution. However, don’t count yourself out yet. There are ways to end the cycle and break the chains that payday loans have you in…. Read More »
How will the CFPB regulate payday loans under Trump administration?
How will the CFPB regulate payday loans under Trump administration? How the Consumer Financial Protection Bureau (CFPB) will regulate payday loans under the Donald Trump administration has been a topic of debate over the last few months. While taking the White House, President Donald Trump has indicated his intentions and what action he plans to… Read More »
Payday Loan Consolidation Reviews: What to Look For
There are hundreds of payday loan consolidation companies out there to choose from. And they all seem to be offering the same thing in a different package. So, how do you know which one you can trust to help you get out of debt? Trusting someone with your money is no small decision, and it’s… Read More »
10 Tips to Stretch Your Paycheck This Month
Have you found yourself wondering how to stretch your money? When money is already tight, it can seem impossible to make your paycheck stretch through the end of the month. Making your paycheck last, though, is necessary to avoiding payday loan debt, or any debt, for that matter. If you can learn how to stretch… Read More »
How to Shift Your Money Habits to Get Out of Debt
We all know how hard it is to kick a bad habit to the curb. Just try giving up tobacco, or alcohol, or sugar for one week and see how you feel by day two. Habits are sometimes about the physical effects (i.e., smoking, drinking, etc.), but they are always about the mental reward of… Read More »
5 Ways to Pay Off an Extra $100 of Debt This Month
If you’re paying off debt, an extra $100 can go a long way. However, if you’re already living paycheck to paycheck, finding an extra $100 can seem nearly impossible. Finding an extra $100 this month may be easier than you think, though, no matter what your income. We’re sharing 5 ways to pay off an extra… Read More »
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Map of Payday Loan Laws & Facts: Look Up Your State
