The payday loan trap starts with the best of intentions. You’re in a bind, credit cards are maxed out, and friends and family are unable to spot you the cash. Taking out a small loan from a payday lender, is seemingly quick and easy since you don’t have to go through a credit check nor… Read More »
How Do You Get Out of Paying Back a Payday Loan?
How will the CFPB regulate payday loans under Trump administration?
How will the CFPB regulate payday loans under Trump administration? How the Consumer Financial Protection Bureau (CFPB) will regulate payday loans under the Donald Trump administration has been a topic of debate over the last few months. While taking the White House, President Donald Trump has indicated his intentions and what action he plans to… Read More »
How Spring Cleaning Can Save You Money & Help You Pay Off Debt
It’s that time of the year again. The warmer weather is here and it’s time for a good cleaning. There’s no better time of the year to give your house a floor to ceiling cleaning than when the snow has melted and the warm weather has finally arrived. So, open the windows, grab your cleaning… Read More »
10 Tips to Stretch Your Paycheck This Month
Have you found yourself wondering how to stretch your money? When money is already tight, it can seem impossible to make your paycheck stretch through the end of the month. Making your paycheck last, though, is necessary to avoiding payday loan debt, or any debt, for that matter. If you can learn how to stretch… Read More »
How to Shift Your Money Habits to Get Out of Debt
We all know how hard it is to kick a bad habit to the curb. Just try giving up tobacco, or alcohol, or sugar for one week and see how you feel by day two. Habits are sometimes about the physical effects (i.e., smoking, drinking, etc.), but they are always about the mental reward of… Read More »
5 Ways to Pay Off an Extra $100 of Debt This Month
If you’re paying off debt, an extra $100 can go a long way. However, if you’re already living paycheck to paycheck, finding an extra $100 can seem nearly impossible. Finding an extra $100 this month may be easier than you think, though, no matter what your income. We’re sharing 5 ways to pay off an extra… Read More »
4 Purchases You Shouldn’t Make When Trying to Get Out of Payday Loan Debt
Getting out of payday loan debt takes financial focus. We won’t sugar-coat it; it’s hard work. For most, that means creating and sticking to a very strict budget, as well as setting spending and saving expectations/goals for yourself. It also means making the commitment to not spend money on things that aren’t necessities. Even when… Read More »
5 Unexpected Expenses That Could Keep You Stuck in Payday Loan Debt This Year
If you feel like you can’t keep your head above water with your payday loan debt, you’re continuously rolling over loans, and can’t seem to get out of debt, there may be a few expenses that are holding you back. If you’re using a budget and tracking your expenses, you may already know what those… Read More »
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