An emergency situation has come about and you are not sure what to do about it. You need cash quickly to pay for a needed car repair or medical bill or to meet your rent this month and you do not know where to turn. You suddenly remember hearing about payday loans and that they… Read More »
Payday Loan Garnishment and How to Avoid It
What’s a Budget: A Guide to Creating & Using a Monthly Budget
A budget is simply a record of all incoming and outgoing money during a specific period of time. Many families/individuals create personal budgets to track their monthly income and expenses. Contrary to popular belief, a budget doesn’t limit you financially. Instead, it gives you financial peace and freedom. Here’s 4 steps for creating your first budget. 1. Figure… Read More »
How to Avoid Payday Loan Debt?
A payday loan can be easily obtained from an Internet site or a high-street shop. It can be extremely useful, especially if there’s an emergency at home. Unfortunately, this type of loan has high-interest rates that make it difficult for you to repay what you owe. To avoid dealing with a payday loan debt, make… Read More »
How to Avoid a Payday Loan Trap?
A payday loan trap is common among young professionals. Most of them don’t want to seek help from those around them. Instead, they rely on payday loans and cash advances to cover their bills. There’s nothing wrong with them. After all, you’ll need a financial help at some point in your life. But payday loans… Read More »
Ways to Stop Payday Lenders from Harassing You
There are different situations that can lead to a payday lender harassing you. One of these situations is that you’ve taken a payday loan and you haven’t paid it off. Now, your lender is harassing you with various phone calls. Because it can be annoying, you’ll try to know how to stop payday lenders from… Read More »
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Map of Payday Loan Laws & Facts: Look Up Your State
