Your car breaks down. There is no money in your savings account to cover the $300 worth of repairs. But you’re bank account is next to empty and you can’t miss work again. Getting a payday loan is a fast and easy solution when cash is short and you’re faced with a financial emergency. But… Read More »
You never plan to get a flat tire, chip a tooth, or have to rush the dog to the emergency vet. Most all financial emergencies are unplanned. You don’t know that they’re going to happen; you’re not given any notice. And if you’re like two thirds of Americans, you don’t have enough money to cover… Read More »
You were short on cash and applied for a payday loan. Next thing you know you were approved for one loan and keep getting approved. Before long, you’re in more debt than you can manage, you’re unable to make your minimum monthly payments, payday lenders are calling nonstop, and you don’t know what to do.
It can seem next to impossible to escape the payday loan debt trap. But it’s not; not when you have the right help and a plan in place. We work with clients every day that we help escape the payday loan debt trap. We know it’s possible. We’ve seen it happen hundreds of times. So,… Read More »
Creating a budget should be one of your very first steps on your debt free journey. Creating a plan for your money helps you see where your money is going and holds you accountable. Without a plan, it’s easy to move through the day making decisions that don’t get us closer to our goals. A… Read More »