A payday loan can seem to be a godsend to an individual who needs cash quickly. The lender will deposit the money directly into your bank account. Even if you have bad credit, your chances of getting your loan approved are high. In most instances, all that you need is a bank account and a… Read More »
How To Escape From Your Payday Loan
Using Secured Credit Cards to Recover After Bad Payday Loan Debt
Showing that you can use credit responsibly can play a significant role in improving your credit score. This applies doubly when you’ve run into financial problems in the past, such as racking up credit card debt or payday loans and later consolidating them. You want to show that you’re capable of doing better, but your… Read More »
Should You Keep Using Payday Loans to Get By?
There’s a figure out there that shows that in 2010, 12 million United States adults had a payday loan. In addition to that, nearly 6% of Americans have used a payday loan at some point in the last five years. That’s a lot of people who are funding these loan companies, which many believe are… Read More »
Alternatives to a Payday Loan
Often, those who choose to take out a payday loan feel as if they have no other options. A payday loan can be quick and easy to obtain, which makes it seem like a good decision when someone runs into an urgent need for cash. However, many things make payday loans bad news, primarily the… Read More »
Don’t Let Payday Loan Scammers Ruin Your Day
Everyone goes through challenging times in their life, which might result in considering the option of a payday loan. Some people go through with the loan, while others may fill out an application but never send it through. In either of these cases, your information may be shared with third-party companies. Not all of these… Read More »
10 Tips to Stretch Your Paycheck This Month
Have you found yourself wondering how to stretch your money? When money is already tight, it can seem impossible to make your paycheck stretch through the end of the month. Making your paycheck last, though, is necessary to avoiding payday loan debt, or any debt, for that matter. If you can learn how to stretch… Read More »
How to Shift Your Money Habits to Get Out of Debt
We all know how hard it is to kick a bad habit to the curb. Just try giving up tobacco, or alcohol, or sugar for one week and see how you feel by day two. Habits are sometimes about the physical effects (i.e., smoking, drinking, etc.), but they are always about the mental reward of… Read More »
5 Ways to Pay Off an Extra $100 of Debt This Month
If you’re paying off debt, an extra $100 can go a long way. However, if you’re already living paycheck to paycheck, finding an extra $100 can seem nearly impossible. Finding an extra $100 this month may be easier than you think, though, no matter what your income. We’re sharing 5 ways to pay off an extra… Read More »
New! Letters to Creditors
SELECT A LETTER, CUSTOMIZE, AND PRINT IN MINUTES:
New! Debt Calculators
SEE HOW MUCH YOU CAN SAVE:
Map of Payday Loan Laws & Facts: Look Up Your State
