You never plan to get a flat tire, chip a tooth, or have to rush the dog to the emergency vet. Most all financial emergencies are unplanned. You don’t know that they’re going to happen; you’re not given any notice. And if you’re like two thirds of Americans, you don’t have enough money to cover… Read More »
5 Financial Emergencies You Must Prepare for (to stay out of payday loan debt)
Debt Consolidation VS. A Debt Consolidation Loan: What’s the Difference
There’s a lot of discussion around debt, loans, and debt/loan consolidation, which can lead to confusion. What does it all mean? One of the biggest areas of confusion is with the difference between debt consolidation and a debt consolidation loan. At Real PDL Help , we specialize in payday loan consolidation, so we want to make the key… Read More »
Payday Loans vs. Installment Loans
As new rules and regulations are being proposed for payday loans, lenders are shifting their focus to installment loans. While the two loans have their differences, they both have one key similarity they result in the borrower winding up deeply in debt. Nick Bourke, Consumer Finance Project Director for Pew noted that by simply converting… Read More »
How Payday Loans Work
If you’ve taken out a payday loan before, you know that all you need to “qualify” for a payday loan is a bank account, a source of income, and identification. Payday loan lenders don’t typically do a credit check or much leg work to ensure a borrower can actually repay the loan. What’s Required to Get a… Read More »
Report: The Current State of Online Payday Lending
The online lending industry is currently in a state of change. New rules and regulations are being proposed. More people than ever before are speaking up. Powerhouse websites are banning payday lending advertisements. Big changes are looming overhead … or at least the promise of big change. The Consumer Financial Protection Bureau (CFPB), “helps consumer… Read More »
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Map of Payday Loan Laws & Facts: Look Up Your State
