If you are struggling with a number of credit card debts, payday loans, or other debts, one choice you may be considering is debt consolidation. Making this move allows you to pay off your loans more quickly, reduce your monthly payments, or both. But you may also wonder how debt consolidation can affect your credit… Read More »
Debt Consolidation and Credit Score: How They Affect Each Other
Alternatives to a Payday Loan
Often, those who choose to take out a payday loan feel as if they have no other options. A payday loan can be quick and easy to obtain, which makes it seem like a good decision when someone runs into an urgent need for cash. However, many things make payday loans bad news, primarily the… Read More »
What are the Advantages of Payday Loans
When you are in an extreme financial pinch, payday loans, also called cash advance loans, check advance loans, post-dated check loans, or deferred deposit loans, seem like a quick and easy solution to tide you over temporarily. You need to pay rent, come up with cash for a medical emergency or want to avoid a… Read More »
What Happens if You Don’t Pay Back a Payday Loan
If you took out a payday loan, it was probably because you needed a quick influx of cash, perhaps to pay a bill or take care of a repair. The loan was fast and easy to get, and immediately solved a problem. The problem with payday loans is that it only takes one missed payment… Read More »
Payday Loan Laws Categorized by State
Most people understand loans like payday or title loans can be dangerous and very costly. However, that doesn’t diminish the fact that many individuals rely on them in order to put food on the table or pay for emergency medical expenses. These loans are typically taken out when a person feels that there is no… Read More »
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Map of Payday Loan Laws & Facts: Look Up Your State
