If you need money quickly, walk into a payday loan store and leave in a few minutes with $300 or $500 in your pocket. Nothing could be simpler. But this convenience comes at a cost. Payday loans are the most expensive way to borrow money. According to the Consumer Financial Protection Bureau (CFPB), a United States… Read More »
Calculate How Much Your Loan Really Costs (It’s More Than You Think)
The Secret To Having a No-Nonsense Conversation With Your Payday Lender When You Can’t Repay
When you borrow money from a payday lender, your repayment could take place in one of three ways: The post-dated check that you have provided at the time of taking the loan is cashed. The ACH (Automated Clearing House) authorization that you gave is used to take out money from your bank account electronically. You… Read More »
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